Buying Car Insurance in Wisconsin, Uninsured Driver+

A Wisconsin uninsured driver (or underinsured) is a major problem. Buying car insurance in Wisconsin is important and today I read a client’s Wisconsin car insurance policy reminding me. The car insurance does not protect my client enough.

Wisconsin consumers we help are smart. They are wise enough to get referred to attorneys who are not a heavy advertising lawyer-mill and know when lawyers are skilled in their area of law. This is mainly why I am surprised at this car insurance policy.Buying Car Insurance in Wisconsin Uninsured Driver+

The Car Insurance Policy

This car insurance is bad because its limits are:

Bodily Injury $100,000 per person/$300,000 per occurrence
Property Damage $100,000 per occurrence
Medical Payments $5,000 per person
Uninsured Motorist $50,000 per person/$100,000 per occurrence

Underinsured Car Insurance in Wisconsin

Notice, UNDERINSURED MOTORIST is not listed.  In my opinion, underinsured motorist insurance is one of the most important, you must buy it. If it is not listed on your policy, call your agent now. This insurance protects you and your family from bad drivers with little car insurance. Everyone should carry underinsured car insurance limits of at least $250,000 per person.

Wisconsin Uninsured Driver

Second, notice the UNINSURED MOTORIST limit is only $50,000. This is very low. In Wisconsin, lobbyists for insurance companies (American Family, State Farm, Allstate, Liberty Mutual, Progressive, Sentry, GEICO, Wilson Mutual, USAA, etc.) got our Governor and legislature to destroy Wisconsin car insurance law in 2011. The car insurance law changes hurt you by reducing the value of all Wisconsin car insurance you bought. Uninsured driver insurance protects you and your family from the worst – a Wisconsin uninsured driver – someone with NO CAR INSURANCE. These are reckless drivers, which is why residents buying car insurance in Wisconsin should carry at least $250,000 per person in car insurance against an uninsured driver.

Medical Payments Car Insurance

Third, the medical payments limit of $5,000 per person is too low. The amount needed for that insurance will depend on your Wisconsin health insurance policy. Typically, werecommend at least $10,000 in medical payments insurance.

“Full Coverage”

Some people think their insurance agent gave them “full coverage” but often that is not true. You need car insurance not only to protect your assets but to protect you and your family. I cannot stress enough the need to have sizable uninsured driver and underinsured motorist limits. We see tragic car crashes and injuries every day and uninsured driver and underinsured motorist policies protect you best but only if you buy enough insurance.

Umbrella Car Insurance – Underinsured/Uninsured Driver in Wisconsin

Finally, if you can, do what we do. Don’t just buy car insurance but buy an UMBRELLA POLICY with an UNINSURED/UNDERINSURED RIDER. Umbrella insurance is cheap given the amount of coverage you can buy, which is often $1,000,000 or $2,000,000, and adding an underinsured and uninsured driver rider is easy.

What Next?

It bears repeating – uninsured and underinsured car insurance protects you. Buy it for yourself to protect you and your family from Wisconsin drivers who have no car insurance or little car insurance! And then if an uninsured driver hits you, do not trust your insurer to pay up, as Allstate’s Claims Manual shows those represented by personal injury lawyers get about 3 times money more than those who do not have reputable personal injury attorneys.

Wisconsin Best Personal Injury Law Firms - Pasternak & Zirgibel, MilwaukeeWisconsin Best Personal Injury Law Firms

U.S. News & World Report just released its ranking of the “Best Law Firms” and Pasternak & Zirgibel is very proud to report that we are one of a handful of firms honored on its top tier for Milwaukee personal injury law.  Receiving the top tier designation reflects the highest level of respect Pasternak & Zirgibel has earned among clients and leading lawyers in Wisconsin for their abilities,  professionalism, and integrity.

Wisconsin Best Personal Injury Law Firms rankings are based on a rigorous evaluation process that includes  collection of client and lawyer evaluations, peer review from leading attorneys in their field, and review of additional information provided by law firms as part of the formal submission process.

Wisconsin Zimmer Persona Knee Implants Recall Lawsuit

Wisconsin Zimmer Persona Knee Implants Recall Lawsuit

Wisconsin Zimmer Persona knee implant recall lawsuits are currently being investigated and pursued by Pasternak & Zirgibel S.C.  Patients with the Zimmer Persona knee implant who have had significant complaints, complications, or even revision surgeries should contact us immediately.  The Zimmer Persona knees have been recalled – all lots, and sizes C-J both right and left – by the manufacturer, Zimmer, Inc. of Indiana.  There will likely be either a Zimmer Persona class action lawsuit or multi-district litigation in the near future for Zimmer Personal lawsuits.  Wisconsin patients implanted with this defective knee were not properly warned of the danger of loosening and radiolucent lines presented by these knee implants.  In all likelihood, if patients and doctors were properly instructed as to the dangers, they would have been prescribed much safer alternatives that present less danger to patients in Wisconsin.

If you live in Wisconsin and were implanted with a Zimmer Persona knee implant and have had significant problems or revision surgery, please contact attorney Frank Pasternak at frank@injurywisconsin.com as he is presently handling Wisconsin Zimmer Persona knee implant recall lawsuits.

Wisconsin Xarelto lawsuits

Xarelto aka Rivaroxaban lawsuits in Wisconsin are being investigated by Pasternak & Zirgibel S.C.

Wisconsin Xarelto lawsuits are currently being investigated by Pasternak & Zirgibel S.C.  The primary problem with Xarelto aka Rivaroxaban is internal bleeding, which can cause death or hospitalization.  Xarelto is a blood thinner manufactured by Janssen Pharmaceuticals, a subsidiary of Johnson & Johnson, and marketed by of Bayer Healthcare AG.  Similar to other dangerous drugs, the corporations negligently and recklessly failed to warn doctors and patients of the significant risk of irreversible internal bleeding.  Wisconsin patients prescribed Xarelto were not properly warned of the danger Xarelto presents.  In all likelihood, if patients and doctors were properly instructed as to the danger of Xarelto, they would have been prescribed much safer alternatives, which unlike Xarelto, are reversible and present less danger to patients in Wisconsin.

Xarelto aka Rivaroxaban is a blood thinner that has been over prescribed to baby boomers and others in order to prevent blood clots.  It’s frequently given to patients diagnosed with atrial fibrillation (Afib) or arrhythmia of the heart, deep vein thrombosis or blood clots, pulmonary embolism, stroke, and to those who recently had knee or hip replacements.  In fact, in Wisconsin, it is known that many emergency room doctors were given “free samples” of Xarelto, in order to encourage the prescribing of this more dangerous medication.

If you live in Wisconsin and were prescribed Xarelto, please contact attorney Frank Pasternak at frank@injurywisconsin.com if you suffered uncontrolled blood thinning or internal injuries.  Some injuries that may be actionable include blood clots, low hemoglobin, brain injury, like cerebral hemorrhage, hematomas, edemas, and difficulty breathing.  Even minor activity can be dangerous like small cuts or bruises when patients are given Xarelto.

Wisconsin pro hac vice admission for out-of-state attorneys recently changed.  Today, pro hac vice application is necessary for non-admitted lawyers choosing to appear in a Wisconsin lawsuit (see Wisconsin Supreme Court Rule 20:5.5).  Wisconsin’s FAQs for lawyers choosing to apply for pro hac vice admission are here.

Pro hac vice admission in Wisconsin permits attorneys to practice law on a temporary basis as co-counsel with a Wisconsin lawyer.  Essentially, attorneys not admitted to Wisconsin’s Bar must be admitted pro hac vice to practice law or they risk violating the unauthorized practice of law prohibition.  Typically, if a case is simply referred to Pasternak & Zirgibel S.C. by an out-of-state lawyer, pro hac vice admission is not done on referrals.  Our firm will act as local counsel in any Wisconsin personal injury case and its participation may be limited or extensive.  In most instances of pro hac vice admission, we minimally  draft, file and serve the complaint and summons and get out-of-state counsel admitted.  Beyond that, our involvement varies depending on the Court, County, nature of the case and co-counsel.

Brookfield, Wisconsin personal injury lawyers Frank Pasternak and Jeff Zirgibel are more than qualified to help with your Wisconsin personal injury case whether as co-counsel, local counsel or on a referral basis.  They have been honored in the Top 50 Wisconsin Super Lawyers, Best Law Firms by U.S. News & World Report, Leading Lawyers, Bar Register of Preeminent Lawyers, and Best Lawyers in America.  Zirgibel is dual-Board Certified by the National Board of Trial Advocacy as a Civil Trial and Pre-Trial specialist and Pasternak has been honored by Milwaukee’s CNI Newspapers readers as “Best Attorney.” Pasternak and Zirgibel have worked with lawyers from over 20 states, including Chicago law firms Clifford Law Offices, Cooney & Conway, and Corboy & Demetrio.

Contact managing partner Frank Pasternak at (262) 785-0802 or frank@injurywisconsin.com to discuss co-counsel or local counsel relationships, Wisconsin personal injury referrals, fee arrangements, or pro hac vice admission in Wisconsin.

Pasternak & Zirgibel Wisconsin Pro Hac Vice admission, co-counsel, local counsel, and referrals

Pasternak & Zirgibel S.C. Wisconsin Pro Hac Vice admission, co-counsel, local counsel, and referrals


Wisconsin mesothelioma lung cancer cases

Over the past 15 years, our firm has helped recover over $25,000,000 for asbestos related Wisconsin mesothelioma lung cancer cases.  Mesothelioma is a horrid disease that results from chronic inhalation and exposure to asbestos.  Mesothelioma is a lung cancer of the thin membranes lining the abdomen and internal organs (cancer of the mesothelium).  Cells of the mesothelium become abnormal and divide without control or order.

Asbestos is a known human carcinogen or cancer-causing agent.  In Wisconsin, asbestos has been used in building materials, paper products and plastics.   Asbestos is also found in Wisconsin in asbestos-cements, friction products, textiles, packings and gaskets and asbestos-reinforced plastics.  As a result, we have participated in many Wisconsin mesothelioma lung cancer cases.

Mesothelioma has caused the death of many Wisconsin residents.  Nationwide, more than 250,000 individuals are known to have died from mesothelioma.  Wisconsin asbestos sites include breweries, mills, power plants, utility operations, nuclear energy plants, utility construction facilities, WE a/k/a WEPCO a/k/a Wisconsin Energies plants, hospitals, universities (University of Wisconsin) and other colleges, and locations.  Mesothelioma is typically caused at indoor facilities where asbestos was released into the air.

Mesothelioma symptoms may not appear until 30 to 50 years after exposure to asbestos.  Shortness of breath and pain in the chest due to an accumulation of fluid in the pleura are often symptoms of pleural mesothelioma.  Treatment for mesothelioma depends on the location of the cancer, the stage of the disease and patient’s age and general health.  Standard options include surgery, radiation therapy and chemotherapy.

If a you or a loved one need assistance with a Wisconsin mesothelioma lung cancer case, please call.